Please read this Notice in its entirety before using this Web site!

The following Terms of Use apply to your brokerage account with Haywood Securities Inc. and/or your access and use of this Web site. Such Terms of Use are in addition to the customer agreements governing your brokerage account and the Privacy Policy governing your access and use of this Web site. By using this Web site, you are agreeing to be bound by and responsible for compliance with the Terms of Use and all applicable laws and regulations (including securities laws). If you do not agree with the following Terms of Use, do not use this Web site. References on this Web site to Haywood or Haywood Securities are to the corporate entity Haywood Securities Inc. and include its subsidiaries and affiliates, depending upon the context.

The laws of the Province of British Columbia, Canada and the applicable laws of Canada shall govern any claim relating to this Web site therein, without regard to its conflict of law provisions.

Privacy

Please review Haywood Securities' Privacy Policy, which also governs your visit to this Web site, to understand Haywood Securities' practices regarding the collection and use of information provided by you.

Limitations on Products and Services

This Web site and its contents are intended to be used or viewed only by persons resident and located in all the provinces and territories of Canada other than the Province of Quebec, each where Haywood Securities' services and products may lawfully be offered for sale, and therein only by clients of Haywood Securities. It is your sole responsibility to determine whether the use of this Web site and its content is lawful, and you must comply with all laws applicable in your jurisdiction. The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country including the United States, where such distribution or use would be contrary to law or regulation or which would subject Haywood Securities to any registration requirement within such jurisdiction or country. U.S. persons who wish to transact in securities should contact Haywood Securities (USA) Inc.

All products and services of Haywood Securities are offered for sale subject to the terms of the applicable agreements. Please consult any registered investment advisor of Haywood Securities in your jurisdiction for complete and up-to-date information on products and services.

Disclaimer

THE CONTENT AND INFORMATION ON THIS WEB SITE ARE PROVIDED AS IS AND HAYWOOD SECURITIES MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. HAYWOOD SECURITIES DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, COMPLETENESS OR RELIABILITY OF THE CONTENT OR INFORMATION OF THIS WEB SITE OR OTHERWISE RELATING TO ANY CONTENT OR INFORMATION ON ANY WEB SITES LINKED TO THIS WEB SITE. FACTS AND INFORMATION PROVIDED ON THIS WEB SITE ARE BELIEVED TO BE ACCURATE AT THE TIME THEY ARE POSTED, HOWEVER HAYWOOD SECURITIES DISCLAIMS ANY AND ALL LIABILITY FOR ANY FAILURE TO UPDATE ANY CONTENT OR INFORMATION ON THIS WEB SITE. THIS WEB SITE COULD INCLUDE INACCURACIES, TYPOGRAPHICAL ERRORS, OR OUT-OF-DATE INFORMATION AND CHANGES MAY BE MADE AT ANY TIME TO THE INFORMATION ON THIS WEB SITE WITHOUT PRIOR NOTICE. YOU ARE ADVISED TO USE THIS WEB SITE AT YOUR OWN RISK.

THE CONTENT AND INFORMATION ON THIS WEB SITE IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED TO PROVIDE FINANCIAL, LEGAL, ACCOUNTING OR TAX ADVICE AND SHOULD NOT BE RELIED UPON IN THAT REGARD. MANY FACTORS UNKNOWN TO HAYWOOD SECURITIES MAY AFFECT THE APPLICABILITY OF ANY STATEMENT OR COMMENT THAT WE MAKE ON THIS WEB SITE TO YOUR PARTICULAR CIRCUMSTANCES. YOU SHOULD CONSULT DIRECTLY WITH A REGISTERED INVESTMENT ADVISOR OF HAYWOOD SECURITIES IN YOUR JURISDICTION OR YOUR OTHER ADVISORS BEFORE ACTING ON ANY INFORMATION ON THIS WEB SITE.

Limitation of Liability Haywood Securities will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages or any other damages whatsoever, including, without limitation, lost revenues, lost profits, or loss or prospective economic advantage, resulting from the use or misuse of this Web site, or the information, documents, software or content thereof, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

Restricted Areas and Passwords

Parts of this Web site may be accessed only by use of a unique User Name and Password, which may be obtained only by Haywood Securities' clients. All User Names and Passwords may be cancelled or suspended at any time by Haywood Securities without prior notice. If you are provided with a User Name and Password, you agree to keep them confidential and not disclose them to any person or permit any other person to use them. You also agree to be fully and solely responsible for all activities that occur under your User Name and Password. Haywood Securities is not under any obligation to confirm the actual identity or authority of the user of any User Name and Password.

You also agree to immediately notify Haywood Securities by telephone and in writing, of any unauthorized use of your User Name and Password, or if you know or suspect that your User Name or Password have been lost or stolen or become known to any other person.

YOU HEREBY RELEASE HAYWOOD SECURITIES FROM, AND INDEMNIFY HAYWOOD SECURITIES AGAINST, ANY AND ALL CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES AND COSTS DIRECTLY OR INDIRECTLY ARISING FROM, CONNECTED WITH, OR RELATING TO THE USE OF YOUR USER NAME AND PASSWORD BY ANY UNAUTHORIZED PERSON PRIOR TO NOTIFICATION TO HAYWOOD OF ANY UNAUTHORIZED USE OF YOUR USER NAME AND PASSWORD, OR IF YOU KNOW OR SUSPECT THAT YOUR USER NAME OR PASSWORD HAVE BEEN LOST OR STOLEN OR BECOME KNOWN TO ANY OTHER PERSON.

Disclosure Statement

Haywood Securities and its respective directors, officers and employees or members of their families, may from time to time acquire, hold or sell securities mentioned in this Web site as principal or agent. Haywood Securities may have acted or be acting as financial advisor, fiscal agent or underwriter for certain issuers mentioned in this Web site and may have received or may receive remuneration in that regard.

Copyright Notice

Certain names, words, titles, logos, graphics or designs contained within the pages of this Web site may constitute trade names, registered or unregistered trade-marks or service marks (the Trade Marks) of Haywood Securities Inc., its subsidiaries and affiliates or of third parties which are used herein under licence. However, the display of Trade-marks on any page of this Web site does not imply that any licence has been granted or obtained from any third party.

All content or information made available to you on this Web site is protected under applicable copyright laws. Haywood Securities Inc. grants to you a limited licence to display the content of this Web site on your computer and to print such content solely for your own personal, non-commercial use provided that you do not modify the content in any way or delete any proprietary notices. You may not otherwise copy, republish or reproduce any content or information in any manner, including electronic reproduction by uploading or downloading, without the prior written consent of Haywood Securities Inc.

Any unauthorized copying, republishing, reproduction or modification of any Trade-mark or other content or information of this Web site may be a violation of statutory or common law rights that would subject you to legal action.

Links

Links to other Web sites or references to products, services or publications other than those of Haywood Securities on this Web site do not imply the endorsement or approval of such Web sites, products, services or publications by Haywood Securities.

Virus Protection: Haywood Securities does not represent or warrant that the use of this Web site, including the browsing and downloading of any content, will be free of viruses or other destructive or disruptive components and disclaims any liability for loss or damage caused by any virus or other destructive or disruptive component downloaded from this Web site. You are cautioned to install and use appropriate anti-virus or other protective software.

Confidentiality

Absent the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Haywood Securities cannot ensure the privacy and authenticity of any information or instructions you send to us or that we send to you over the Internet. Haywood Securities will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

Dispute Resolution

Any dispute between Haywood Securities and you arising from or relating to this Web site or its content or this Agreement or any matters relating thereto shall be resolved before the Courts of the Province of British Columbia, Canada sitting in the City of Vancouver, and you hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those Courts in respect of any such dispute.

Any claim or cause of action you may have relating to, arising from, or connected with your use of this Web site or its content or this Agreement or any matters relating there to must be commenced in a court of competent jurisdiction in Vancouver, British Columbia, Canada.

Changes to Terms and Conditions of Use Haywood Securities reserves the right to change the terms of this agreement at any time. Any changes to the Terms and Conditions of Use will be effective at time of posting to this site. A notification will be posted on the Web site indicating that the terms and conditions of this agreement have been changed. Each time you use this Web site, the text of the Agreement as it then reads will constitute the agreement between you and Haywood Securities.

Termination of Web Site and Web Site Use

Haywood Securities may, in its sole discretion, change, suspend or terminate this Web site or any part of it or any of its features at any time, for any reason, without notice to you, and without liability to you or any other person. If you breach any provision of the Terms of Conditions and Use, you may no longer access or use this Web site or its content. Haywood Securities may, in its sole discretion, terminate your right to use this Web site or its content at any time, for any reason, without any notice to you, and without any liability to you or any other person.

If this Agreement or your right to use this Web site is terminated, this Agreement will nevertheless continue to apply and be binding upon you in respect of your prior use of this Web site, any information or materials obtained by you from this Web site, and anything connected with, relating to or arising from those matters.